MultiVerse Converter: Ver 2 By: Bernard Aybout
This calculator utilizes local storage cookies to preserve your calculation history. This feature allows the calculator to restore your previous data each time you reopen it. However, it’s important to remember to clear or reset the history after each use. Please be aware that if you’re using this calculator on a public computer, others may be able to view your calculation history if it’s not properly cleared.
Financial Calculator
History
Expenses Pie Chart
Income vs Expenses Pie Chart
Amortization Chart
Loan Chart
Mortgage Chart
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Code | Hours | Amount |
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Item / Code | Description | Qty / Hrs | Rate | Amount |
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Total | |
Terms |
Date | Start | End | Break (m) | Hours | Code |
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MultiVerse Converter: Ver 2 By: Bernard Aybout
APR vs. EAR
Annual Percentage Rate (APR): APR is the annual rate charged for borrowing or earned through an investment. It includes any fees or additional costs associated with the transaction.
Effective Annual Rate (EAR): EAR is the actual return on an investment or the actual cost of borrowing when compounding is taken into account. It reflects the true interest rate for a full year.
Amortization Schedule
Conversion History
MultiVerse Converter – Calculator
The MultiVerse Converter – Calculator is a versatile and user-friendly online tool designed to simplify conversions and calculations across a wide array of units and financial scenarios. This powerful tool is ideal for students, professionals, and everyday users who need quick and accurate conversions between different measurement systems, as well as a robust set of financial calculations and standard mathematical functions.
Key Features:
Unit Conversions:
- Length Conversions:
- Kilometers, Meters, Centimeters, Millimeters, Inches, Feet, Miles
- Weight Conversions:
- Kilograms, Grams, Pounds, Ounces
- Temperature Conversions:
- Celsius, Fahrenheit, Kelvin
- Volume Conversions:
- Liters, Milliliters, Cubic meters, Cubic centimeters, Gallons, Quarts, Pints, Cups
- Area Conversions:
- Square kilometers, Square meters, Square centimeters, Square millimeters, Hectares, Acres, Square miles, Square feet, Square inches
- Time Conversions:
- Seconds, Minutes, Hours, Days, Weeks, Months, Years
Standard Mathematical Operations:
- Basic Arithmetic: Addition (+), Subtraction (-), Multiplication (*), Division (/)
- Percentage (%): Calculate percentages
- Parentheses: Group operations using parentheses
Scientific Functions:
- Trigonometric Functions: Sine (sin), Cosine (cos), Tangent (tan), Arc Sine (asin), Arc Cosine (acos), Arc Tangent (atan)
- Logarithmic Functions: Natural logarithm (log)
- Square Root (√): Calculate the square root of a number
- Exponentiation (x^y): Raise a number to the power of another number
- Absolute Value (abs): Compute the absolute value
- Factorial (!): Calculate the factorial of a number
Financial Calculations:
- Loan Calculation:
- Inputs: Principal Amount, Annual Interest Rate (%), Loan Term (Years)
- Output: Monthly loan payment
- Amortization Schedule:
- Inputs: Principal Amount, Annual Interest Rate (%), Loan Term (Years)
- Output: Detailed amortization schedule including monthly payments, interest, principal, and remaining balance
- Simple Interest Calculation:
- Inputs: Principal Amount, Annual Interest Rate (%), Time Period (Years)
- Output: Simple interest earned or owed
- Compound Interest Calculation:
- Inputs: Principal Amount, Annual Interest Rate (%), Times Compounded per Year, Time Period (Years)
- Output: Compound interest earned or owed
- Retirement Savings Calculation:
- Inputs: Current Savings, Annual Contribution, Annual Interest Rate (%), Years until Retirement
- Output: Estimated retirement savings
- Mortgage Calculation:
- Inputs: Home Price, Down Payment, Annual Interest Rate (%), Loan Term (Years)
- Output: Monthly mortgage payment
- Budget Calculation:
- Inputs: Total Income, Housing, Utilities, Food, Transportation, Entertainment, Insurance, Medical, Education, Other Expenses
- Output: Total expenses, savings, and detailed breakdown of each category
- Automatic Budget Generation: Based on marital status and number of dependents, automatically generates a budget
User Interaction and History:
- History Tracking: Keeps track of all calculations performed. Users can add notes to each entry.
- Export History: Allows users to export the history of calculations to a text file for record-keeping or further analysis.
- Reset History: Option to clear the history.
User Interface:
- Display: Shows the current input and results.
- Buttons: Clear (C), Delete (DEL), numerical digits (0-9), decimal point (.), and various function buttons.
- Modals: Each financial calculation opens a modal for user input and displays the results.
- Feedback: Provides visual feedback on successful budget calculations.
- Responsive Design: The layout adjusts to fit different screen sizes and devices.
How to Use the MultiVerse Converter – Calculator:
- Enter the Value: Simply input the value you wish to convert in the designated input field.
- Select the Current Unit: Choose the current unit from the dropdown menu next to the input field.
- Select the Target Unit: Choose the unit you want to convert to from the second dropdown menu.
- Convert: Click the “Convert” button. The result will be displayed instantly, providing you with a precise conversion based on up-to-date conversion rates and formulas.
- See the Work: The converter not only gives you the final result but also shows the conversion process and the units used, providing transparency and understanding of how the conversion was achieved.
- Reset: Use the “Reset” button to clear the input fields and start a new conversion.
Performing Financial Calculations:
- Access Financial Calculators: Click the appropriate button (e.g., Loan, Amort, Interest, Budget).
- Fill in the Required Fields: Enter the necessary information in the modal that appears.
- Calculate: Click the “Calculate” button to see the results. The results will be displayed in the modal and added to the history.
Managing History:
- View Past Calculations: View past calculations in the history section.
- Add Notes: Add notes to specific entries for future reference.
- Export History: Export the history to a text file by clicking the “Export History” button.
- Clear History: Clear the history by clicking the “Reset History” button.
Conclusion:
The MultiVerse Converter – Calculator is a comprehensive tool designed to meet both general and specific conversion and financial calculation needs. Its intuitive interface and robust feature set make it a valuable resource for personal and professional use. Whether you need to convert units, calculate a simple sum, or plan your financial future, this calculator provides the functionality and ease of use to handle a wide range of tasks efficiently
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